1. Open the Alipay app, enter the homepage, and click [My]. 2. Enter [My], scroll down, find [Zhima Credit], and confirm whether your Zhima Credit score exceeds 600. Only those with more than 600 are eligible to activate Huabei. 3. Return to the [My] page, click [Huabei], and then click [Open Ant Huabei].

How to activate Huabei with Alipay

The full name of Huabei is Ant Huabei. It is a consumer credit product launched by Ant Financial. After successful application, you will receive a basic consumption limit ranging from 500-50,000 yuan. Note that Huabei is only used for online shopping payments and cannot be used for daily transfers or cash withdrawals.

Tips about opening Huabei:

1. Alipay must undergo real-name verification before you can open Huabei.

2. A newly opened Alipay account cannot open Huabei because it does not have enough Zhima credit points. You need to use Alipay for a period of time to obtain more than 600 Zhima credit points.

3. The amount of Huabei that has just been opened is generally not high, but long-term use of Huabei will help increase the amount of Huabei.